Our strongest health allies are frequently just a tail wag or purr away. They pull us back from the brink of tears, join in when we want to cheer, and have remarkable skills to alleviate our daily stress.
We obviously accept dogs, cats, and other companion animals as full-fledged family members. Many of us analyze pet food labels to make healthy choices, explore pet supply stores for the perfect bed, and revel in lavishing them with toys. Nonetheless, according to the most recent American Pet Products Association Pet Owners Survey, only 4% of dog owners and 1% of cat owners have pet insurance plans.
Many pet owners pay for their pets’ medical expenditures out of pocket, but most Americans can’t afford a $2000 emergency vet bill. The correct pet insurance can literally save your pet’s life. It may appear to be an unnecessary extra, but there are numerous reasons to get it.
1. Medical Emergency Can Arise Anytime.
The curiosity of a puppy or kitten to explore the new world around them can sometimes lead to them doing crazy things with costly repercussions, such as eating random objects, succumbing to fractured falls, or playing a little too rough with fur companions and ending up with bite wounds. Depending on the severity of the injury and whether or not emergency surgery is required, you could be looking at a $3,000 or higher vet cost!
When a medical emergency arises, pet insurance can assist you in saying “yes” to the best treatment for your pet, even if it comes at a significant expense. And, with an estimated one in every three pets in the United States requiring emergency veterinary care in any given year, it is extremely probable that your pet will experience at least one serious accident or injury throughout its lifespan.
2. Sometimes Even Healthy Pups And Kittens Get Sick From Time To Time.
Puppies and kittens have more vulnerable immune systems than adults, making them more prone to infections and diseases. There are various common illnesses that pets can get in their first year of life, ranging from ear, eye, and respiratory infections to digestive difficulties and intestinal worms.
If your pet becomes ill, pet insurance can assist you in covering the costs of sick visit exam fees, diagnostics, treatment, and prescription prescriptions they require to recover. Furthermore, if you insure your puppy or kitten early on, they will be protected from other typical health issues that arise as dog age, including dental disease and arthritis.
3. Hereditary And Breed-Specific Diseases Can Affect Pets Of All Ages.
Pets, like humans, can inherit health issues from their parents. Certain breeds are also more susceptible to certain diseases and traumas than others. While some inherited or breed-specific illnesses, including epilepsy, hip dysplasia, and intervertebral disc disease, may present early in a pet’s life, others, such as polycystic kidney disease or heart disease, may not manifest until later in life.
Regardless of when a pet is diagnosed with a hereditary or breed-specific illness, they may require continued monitoring and treatment for the rest of their lives, which can be very costly. Enrolling in pet insurance now can help you stay ahead of these conditions and guarantee your pet is covered for the course of treatment recommended by your veterinarian.
4. The Cost Of Veterinary Treatment Can Quickly Build Up Over Time.
Did you know that the average family can anticipate spending $12k-16k on veterinary care for their pet over the course of their pet’s life? If your pet ever has a catastrophic emergency or a significant chronic condition, it could wind up costing considerably more. While it may be difficult to justify spending this much money on your pet’s care when he or she is young and healthy, costly mishaps and illnesses have a habit of appearing when you least expect them. Whether it happens when you’re on vacation or soon after you’ve splurged on a new couch, it’s never at a convenient time.
Pet insurance can help you financially plan for the health concerns that are likely to arise during your pet’s life — as well as the wild unexpected ones.
5. Pet Can Get Access To The Latest Cutting-Edge Treatments.
Over the last decade, veterinary medicine has gone a long way. There are more advanced treatments available to pets than ever before, including life-changing procedures such as stem cell therapy for osteoarthritis and chemotherapy for cancer, as well as alternative treatments such as acupuncture and chiropractic to help rehabilitate pets with orthopedic injuries and chronic pain. However, this care is frequently expensive
Whether you eventually decide to purchase a plan for your pet or are content to cover their prospective care requirements without one, the best time to examine your options and consider pet insurance is right now. After all, nothing beats providing the greatest care for your pet and knowing YOU played a hand in helping them get better, develop stronger, and stay healthy for a longer period of time.